One misstep many make is assuming their homeowner’s insurance will cover all construction issues or damages. Little do they know, contractors may skirt around necessary insurance completely, leaving you liable for accidents on your property. Startling, isn’t it?
The fine print of home insurance policies can be baffling, deliberately vague at times. Even policies you trust to protect you in unforeseen circumstances may have hidden clauses regarding contractor-related work. It’s a wake-up call for those not reading between the lines.
Furthermore, some contractors misrepresent their coverage and capabilities. Asking for proof of insurance and thoroughly reviewing certificates can make a world of difference, yet it’s astounding how many overlook this step.
To sleep peacefully, ensure your contractor holds a liability insurance that adequately covers potential mishaps. But there’s another layer of contractor oversight you won’t see coming. Unveil this secret and ensure comprehensive protection for your next project.