Compare Health Insurance Plans For Indian Families (2025 Edition)

Group Insurance: The Double-Edged Sword

Endorsed by employers, group insurance policies offer affordable, extensive coverage but leave major gaps. Despite the initial appeal, switch jobs or retire, and the coverage vanishes.

Such policies often disappoint in customization—important health needs might be overlooked. Relying solely on these plans may result in shortcomings during emergencies.

On the plus side, group insurance can provide baseline coverage, but experts suggest combining with individual policies for comprehensive security. Mixing both might protect against unexpected policy changes.

There’s potential to leverage these twin assets, but the real value lies in your strategy. What blend creates the optimal safety net?