Finance – Credit Cards

The Secret Perks You Didn’t Know Existed

Credit cards often come with perks that most people overlook, leaving extra cash on the table. Imagine getting a complimentary year’s worth of Netflix or Hulu just by signing up—some cards offer that! These freebies are designed to entice more sign-ups, but the real winners are those who use them smartly.

Don’t forget about travel insurance; many premium cards include it. What this means for you is freedom from those pesky waiver fees at rental car counters. Even missed flights and lost bags can be covered, yet so few cardholders utilize these hidden benefits. Not surprisingly, activating these perks only requires a quick phone call.

Most individuals view vehicle rental insurance as an optional purchase, not realizing their credit card already has them covered. From collision damage waivers to theft, some cards provide full protection. But here’s the twist—did you know using these benefits doesn’t affect your personal insurance rates?

If you think that’s useful, get ready. What you read next might change how you see this forever: there’s a card out there that lets you earn cash-back on your mortgage payments. Now, how’s that for incentive?