The first few moments post-accident are both critical and overwhelming. While panic may set in, your actions can set the tone for what follows legally. It’s crucial to ensure safety first by moving vehicles off the road if possible and checking for injuries. Engage your hazard lights to alert oncoming traffic. But there’s one crucial thing you must not forget…
Calling the police is non-negotiable, even in minor incidents. A police report offers a neutral perspective and formal documentation that is indispensable in insurance claims. Many assume exchanging information with the other driver suffices, but this oversight could be costly. What you read next might change how you see these protocols forever.
Gathering evidence is not merely advised but essential. Take comprehensive photos of the scene, note down license plates, and obtain contact details of all involved parties. Witness statements are golden. The dashcam footage is another game-changer if you have it—invaluable in reconstructing events.
Medical assessment isn’t just for the seriously injured. Some injuries manifest hours, even days, after the accident. Insist on a medical evaluation even if you feel “fine.” This precaution is often the difference between full compensation and partial settlements. But there’s one more twist…